Student funding in further education

Research into the financial behaviour of further education students in Scotland, exploring demand for and potential impact of student loans amongst this group.


Footnotes

1. Scottish Government (2017) A New Social Contract for Students: Fairness, Parity and Clarity. Edinburgh: APS Group Scotland. https://www.gov.scot/publications/independent-review-student-financial-support-scotland/pages/1/

2. FCA (2018) The financial lives of consumers across the UK in 2017. https://www.fca.org.uk/publication/research/financial-lives-consumers-across-uk.pdf

3. Scottish Government (2017) A New Social Contract for Students: Fairness, Parity and Clarity. Edinburgh: APS Group Scotland. https://www.gov.scot/publications/independent-review-student-financial-support-scotland/pages/1/

4. See Annex G for a list of documents

5. Citation searching: Documents were identified for review starting from the bibliography of the independent review and using the bibliographies of the documents contained within that publication.

6. Index of Multiple Deprivation

7. Minty, Sarah. (2014) Young people's views of tuition fees and their attitudes towards debt (Working Paper 7) https://www.centreonconstitutionalchange.ac.uk/publications/working-papers/young-people%E2%80%99s-views-tuition-fees-and-their-attitudes-towards-debt

8. BIS (2015) Student Finance Equality Analysis – The Education (Student Support) (Amendment) Regulations 2015 https://www.gov.uk/government/publications/higher-education-student-support-regulations-2015-equality-analysis

9. Minty, Sarah. (2014) Young people's views of tuition fees and their attitudes towards debt (Working Paper 7) https://www.centreonconstitutionalchange.ac.uk/publications/working-papers/young-people%E2%80%99s-views-tuition-fees-and-their-attitudes-towards-debt

10. Christie (2010) The Logic of Loans: Students' Perceptions of the Costs and Benefits of the Student Loan https://www.researchgate.net/publication/46214080_The_Logic_of_Loans_Students'_perceptions_of_the_costs_and_benefits_of_the_student_loan

11. BIS (2015) Student Finance Equality Analysis – The Education (Student Support) (Amendment) Regulations 2015 https://www.gov.uk/government/publications/higher-education-student-support-regulations-2015-equality-analysis

12. Ibid

13. Ibid

14. Christie (2010) The Logic of Loans: Students' Perceptions of the Costs and Benefits of the Student Loan https://www.researchgate.net/publication/46214080_The_Logic_of_Loans_Students'_perceptions_of_the_costs_and_benefits_of_the_student_loan

15. BIS (2013) 24+ Advanced Learning Loans: Specific Learner Groups (BIS Research Paper No. 100) https://www.gov.uk/government/publications/24-advanced-learning-loans-specific-learner-groups

16. Ibid.

17. Ibid.

18. BIS (2012) Attitudes to Further Education Loans (BIS Research Paper No. 73) https://www.gov.uk/government/publications/further-education-loans-attitudes-among-learners-post-introduction

19. BIS (2013) 24+ Advanced Learning Loans: Specific Learner Groups (BIS Research Paper No. 100) https://www.gov.uk/government/publications/24-advanced-learning-loans-specific-learner-groups

20. Welsh Government (2016) The Review of Higher Education Funding and Student Finance Arrangements in Wales https://beta.gov.wales/review-higher-education-funding-and-student-finance-arrangements-final-report

21. NUS (2010) Still in the Red: Student Finance in 2010 https://www.nusconnect.org.uk/resources/still-in-the-red-scotland-report-2010

22. YouGov (2017) Student support review: Top line report for the Scottish Government https://www.gov.scot/publications/independent-review-student-financial-support-scotland/

23. NUS (2010) Still in the Red: Student Finance in 2010 https://www.nusconnect.org.uk/resources/still-in-the-red-scotland-report-2010

24. BIS (2013) 24+ Advanced Learning Loans: Specific Learner Groups (BIS Research Paper No. 100) https://www.gov.uk/government/publications/24-advanced-learning-loans-specific-learner-groups

25. Why Research (2017) Analysis of responses to the Independent Review of Financial Support for Students in Scotland Consultation https://www.gov.scot/Resource/0052/00527880.pdf

26. Respondents included: individuals (FE/HE students, staff employed in education sector); Colleges; Universities; Student Associations; Equality Groups; Unions

27. BIS (2013) 24+ Advanced Learning Loans: Specific Learner Groups (BIS Research Paper No. 100) https://www.gov.uk/government/publications/24-advanced-learning-loans-specific-learner-groups

28. BIS (2012) Attitudes to Further Education Loans (BIS Research Paper No. 73) https://www.gov.uk/government/publications/further-education-loans-attitudes-among-learners-post-introduction

29. See Annex D for a list of colleges who hosted focus groups

30. Protected characteristics: age; disability; gender reassignment; marriage and civil partnership; pregnancy and maternity; race; religion or belief; sex; and sexual orientation.

31. Guest, G., Namey, E., & McKenna, K. (2017). How Many Focus Groups Are Enough? Building an Evidence Base for Nonprobability Sample Sizes. Field Methods, 29(1), 3–22. https://doi.org/10.1177/1525822X16639015

32. SQW and Young Scot (2017) Young people's experience of education and training from 15 – 24 https://www.gov.scot/publications/young-peoples-experience-education-training-15-24-years/

33. See Annex E

34. FCA (2018) The financial lives of consumers across the UK in 2017. https://www.fca.org.uk/publication/research/financial-lives-consumers-across-uk.pdf

35. As measured by the Scottish Index of Multiple Deprivation (SIMD)

36. BIS (2015) Student Finance Equality Analysis – The Education (Student Support) (Amendment) Regulations 2015 https://www.gov.uk/government/publications/higher-education-student-support-regulations-2015-equality-analysis

Contact

Email: fraser.syme@gov.scot

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