« Previous | Contents | Next »
Listen
LIST OF TABLES
Title
Chapter 1: Introduction
Figure 1: Schematic diagram of the research plan
Table 1.1: Age range and distribution of interview sample
Chapter 2: Higher Education Students' Income
Table 2.1 Total and main sources of income by level of study
Table 2.2 Total and main sources of income ( FTHE Sub-degree)
Table 2.3 Total and main sources of income ( FTHE Degree only)
Table 2.4 Total and main sources of income ( FTHE Combined)
Table 2.5 Total and main sources of income ( PTHE)
Table 2.6 Total income by student characteristics and level of study
Table 2.7 Total and main sources of income by sex ( FTHE Combined)
Table 2.8 Total and main sources of income by sex ( PTHE)
Table 2.9 Total and main sources of income by age ( FTHE Combined)
Table 2.10 Total and main sources of income by age ( PTHE)
Table 2.11 Total and main sources of income by social class ( FTHE Combined)
Table 2.12 Total and main sources of income by social class ( PTHE)
Table 2.13 Total and main sources of income by whether a family member attended HE ( FTHE Combined)
Table 2.14 Total and main sources of income by whether a family member attended HE ( PTHE)
Table 2.15 Total and main sources of income by dependent children ( FTHE Combined)
Table 2.16 Total and main sources of income by dependent children ( PTHE)
Table 2.17 Total and main sources of income by accommodation status ( FTHE Combined)
Table 2.18 Total and main sources of income by accommodation status ( PTHE)
Table 2.19 Total and main sources of income by year of study ( FTHE Combined)
Table 2.20 Total and main sources of income by year of study ( PTHE)
Table 2.21 Total and main sources of income by final year of study ( FTHE Combined)
Table 2.22 Total and main sources of income by final year of study ( PTHE)
Table 2.23 Main sources of student support by level of study
Table 2.24 Total and main sources of income by student loan ( FTHE Combined)
Table 2.25 Total and main sources of income by student loan ( PTHE)
Table 2.26 Characteristics of those who did not take out a student loan by level of study
Table 2.27 Total and main sources of income by education related grants and bursaries ( FTHE Combined)
Table 2.28 Total and main sources of income by education related grants and bursaries ( PTHE)
Table 2.29 Total and main sources of income by government benefits ( FTHE Combined)
Table 2.30 Total and main sources of income by government benefits ( PTHE)
Table 2.31 Total and main sources of income by term-time employment ( FTHE Combined)
Table 2.32 Total and main sources of income by term-time employment ( PTHE)
Table 2.33 Total and main sources of income by vacation employment ( FTHE Combined)
Table 2.34 Total and main sources of income by vacation employment ( PTHE)
Table 2.35 Paid income by industry ( FTHE Combined)
Table 2.36 Paid income by industry ( PTHE)
Table 2.37 Number of hours worked and hourly wages by level of study
Chapter 3: Higher Education Students' Expenditure
Table 3.1 Total and main types of expenditure by level of study
Table 3.2 Total and main types of expenditure ( FTHE Sub-degree)
Table 3.3 Total and main types of expenditure ( FTHE Degree only)
Table 3.4 Total and main types of expenditure ( FTHE Combined)
Table 3.5 Total and main types of expenditure ( PTHE )
Table 3.6 Total expenditure by student characteristics and level of study
Table 3.7 Total and main types of expenditure by sex ( FTHE Combined)
Table 3.8 Total and main types of expenditure by sex ( PTHE)
Table 3.9 Total and main types of expenditure by age ( FTHE Combined)
Table 3.10 Total and main types of expenditure by age ( PTHE)
Table 3.11 Total and main types of expenditure by social class ( FTHE Sub-degree)
Table 3.12 Total and main types of expenditure by social class ( FTHE Degree only)
Table 3.13 Total and main types of expenditure by social class ( FTHE Combined)
Table 3.14 Total and main types of expenditure by social class ( PTHE)
Table 3.15 Total and main types of expenditure by whether a family member attended HE ( FTHE Sub-degree)
Table 3.16 Total and main types of expenditure by whether a family member attended HE ( FTHE Degree only)
Table 3.17 Total and main types of expenditure by whether a family member attended HE ( FTHE Combined)
Table 3.18 Total and main types of expenditure by whether a family member attended HE ( PTHE)
Table 3.19 Total and main types of expenditure by dependent children ( FTHE Combined)
Table 3.20 Total and main types of expenditure by dependent children ( PTHE)
Table 3.21 Total and main types of expenditure by accommodation status ( FTHE Sub-degree)
Table 3.22 Total and main types of expenditure by accommodation status ( FTHE Degree only)
Table 3.23 Total and main types of expenditure by accommodation status ( FTHE Combined)
Table 3.24 Total and main types of expenditure by accommodation status ( PTHE)
Table 3.25 Total and main types of expenditure by year of study ( FTHE Sub-degree)
Table 3.26 Total and main types of expenditure by year of study ( FTHE Degree only)
Table 3.27 Total and main types of expenditure by year of study ( FTHE Combined)
Table 3.28 Total and main types of expenditure by final year of study ( FTHE Sub-degree)
Table 3.29 Total and main types of expenditure by final year of study ( FTHE Degree only)
Table 3.30 Total and main types of expenditure by final year of study ( FTHE Combined)
Table 3.31 Total and main types of expenditure by final year of study ( PTHE)
Table 3.32 Total and main types of expenditure by student loan ( FTHE Sub-degree)
Table 3.33 Total and main types of expenditure by student loan ( FTHE degree only)
Table 3.34 Total and main types of expenditure by student loan ( FTHE Combined)
Table 3.35 Total and main types of expenditure by student loan ( PTHE)
Table 3.36 Total and main types of expenditure by child-related costs ( FTHE Combined)
Table 3.37 Total and main types of expenditure by child-related costs ( PTHE)
Table 3.38 Total and main types of expenditure by term-time employment ( FTHE Combined)
Table 3.39 Total and main types of expenditure by term-time employment ( PTHE)
Chapter 4: Higher Education Students' Debt and Savings
Table 4.1 Total and types of debt by level of study
Table 4.2 Total and types of debt ( FTHE Sub-degree)
Table 4.3 Total and types of debt ( FTHE Degree only)
Table 4.4 Total and types of debt ( FTHE Combined)
Table 4.5 Total and types of debt ( PTHE)
Table 4.6 Total and types of debt for those who have debt ( FTHE Sub-degree)
Table 4.7 Total and types of debt for those who have debt ( FTHE Degree only)
Table 4.8 Total and types of debt for those who have debt ( FTHE Combined)
Table 4.9 Total and types of debt for those who have debt ( PTHE)
Table 4.10 Total debt by student characteristics and level of study
Table 4.11 Total debt by year and level of study
Table 4.12 Study-related debt by students characteristics and level of study
Table 4.13 Study-related debt by year and level of study
Table 4.14 Commercial credit by student characteristics
Table 4.15 Commercial credit by year and level of study
Table 4.16 Characteristics of those who do not have any debt by level of study
Table 4.17 Total savings by level of study
Table 4.18 Total savings by level of study for those who have savings
Table 4.19 Total savings by student characteristics
Table 4.20 Total savings by student characteristics for those who have savings
Chapter 5: Further Education Students' Income, Expenditure, Debt and Savings
Table 5.1 Total and main sources of income ( FTFE)
Table 5.2 Total income by student characteristics ( FTFE)
Table 5.3 Total and main sources of income by sex ( FTFE)
Table 5.4 Total and main sources of income by age ( FTFE)
Table 5.5 Total income by social class ( FTFE)
Table 5.6 Total and main sources of income by whether a family member has attended HE ( FTFE)
Table 5.7 Total and main sources of income by dependent children ( FTFE)
Table 5.8 Total and main sources of income by accommodation status ( FTFE)
Table 5.9 Total and main sources of income by year of study ( FTFE)
Table 5.10 Total and main sources of income by final year of study FT ( FE)
Table 5.11 Main sources of student support ( FTFE)
Table 5.12 Total and main sources of income by term-time employment ( FTFE)
Table 5.13 Total and main sources of income by vacation employment ( FTFE)
Table 5.14 Paid income by industry ( FTFE)
Table 5.15 Number of hours worked and hourly wages ( FTFE)
Table 5.16 Total and main types of expenditure ( FTFE)
Table 5.17 Total expenditure by student characteristics ( FTFE)
Table 5.18 Total and main types of expenditure by sex ( FTFE)
Table 5.19 Total and main types of expenditure by age ( FTFE)
Table 5.20 Total and main types of expenditure by social class ( FTFE)
Table 5.21 Total and main types of expenditure by whether or not a family member has attended HE ( FTFE)
Table 5.22 Total and main types of expenditure by dependent children ( FTFE)
Table 5.23 Total and main types of expenditure by accommodation status ( FTFE)
Table 5.24 Total and main types of expenditure by year of study ( FTFE)
Table 5.25 Total and main types of expenditure by final year of study ( FTFE)
Table 5.26 Total and main types of expenditure by child-specific costs ( FTFE)
Table 5.27 Total and main types of expenditure by term-time employment ( FTFE)
Table 5.28 Total and main types of debt ( FTFE)
Table 5.29 Total and main sources of debt by those who have debt ( FTFE)
Table 5.30 Total debt by student characteristics ( FTFE)
Table 5.31 Characteristics of those who do not have debt ( FTFE)
Table 5.32 Study-related credit by student characteristics ( FTFE)
Table 5.33 Study-related credit by year of study ( FTFE)
Table 5.34 Commercial credit by student characteristics ( FTFE)
Table 5.35 Commercial credit by year of study ( FTFE)
Table 5.36 Total debt by year of study ( FTFE)
Table 5.37 Total savings ( FTFE)
Table 5.38 Total savings for those who have savings ( FTFE)
Table 5.39 Total savings by student characteristics ( FTFE)
Table 5.40 Total savings by student characteristics for those who have savings ( FTFE)
Table 5.41 Total savings by year of study ( FTFE)
Table 5.42 Summary of finances ( FTFE)
Chapter 6: Students' Attitudes and Behaviours
Table 6.1: What costs of studying did you think about before starting your course?
Table 6.2: Were you given any information/guidance about the cost of studying before starting your course?
Table 6.3: Where did you get this information?
Table 6.4: Would you have liked more information?
Table 6.5: How available student funding affected decision to study.
Table 6.6: How opportunities for work after graduation affected choice of subject.
Table 6.7: Have you ever thought about leaving your course before completing it?
Table 6.8: How financial difficulties affected work at college/university?
Table 6.9: Which best describes the money you have to meet your current needs?
Table 6.10: What have you gone without/cut down on because of shortage of money? (students without children)
Table 6.11: What have you gone without/cut down on because of shortage of money? (students with children)
Table 6.12: This academic year, have you ever been in the situation where you have not been able to pay for any of the following:
Table 6.13: What do you expect to do when you finish your current course?
Table 6.14: What has influenced your choice of what to do when you finish your current course?
Table 6.15: How much do you expect to earn on graduation?
Table 6.16: Thoughts on living standards for students
Table 6.17: Thoughts on educational mobility
Table 6.18: Thoughts on funding policy
Table 6.19: Attitudes to current funding provision
Table 6.20: Points raised about current funding
Chapter 7: Comparative Analysis
Control Survey
Table 7.1: Hours worked by occupation (non-student control group)
Table 7.2: Hours worked by occupation (student control group)
Table 7.3: Total income by characteristics (non-student and student control groups)
Table 7.4: Sources of income (non-student and student control groups)
Table 7.5: Total expenditure by characteristics (non-student and student control groups)
Table 7.6: Total and types of expenditure (non-student and student control groups)
Table 7.7: Percentage of respondents who reported having to go without various items (non-student and student control groups)
Table 7.8: Respondents who reported being unable to pay for various items due to financial constraints (non-student and student control groups)
Table 7.9: Respondents description of the extent to which their money was sufficient for their current needs (non-student and student control groups)
Table 7.10: Total debt (non-student and student control groups)
Table 7.11: Total savings (non-student and student control groups)
Comparison of HE Data for Scottish Studies
Table 7.12: Mean total income
Table 7.13: Source of mean income
Table 7.14: Mean total income by student characteristics
Table 7.15: Mean total expenditure
Table 7.16: Types of mean expenditure
Table 7.17: Mean total expenditure by student characteristics
Table 7.18: Mean total debt
Table 7.19: Types of mean debt
Table 7.20: Mean total debt by student characteristics
Comparison of FE Data for Scottish Studies
Table 7.21: Mean total income
Table 7.22: Sources of mean income
Table 7.23: Mean total income by student characteristics
Table 7.24: Mean total expenditure
Table 7.25: Types of mean expenditure
Table 7.26: Mean total expenditure by student characteristics
Table 7.27: Mean total debt
Table 7.28: Types of mean debt
Table 7.29: Mean total debt by student characteristics
Chapter 8: Conclusion
Table 8.1: Summary of students' finances
Table 8.2: Summary of relative finances of key student groups
Appendix D: Technical Details of the Main Survey Analysis
Table D.1: FTHEHEI
Table D.2: FTHE College
Table D.3: PTHEHEI
Table D.4: PTHE College
Table D.5: PTHEOU
Table D.6: FTFE
Appendix E: Technical Details of the Control Surveys
Table E.1: Student control
Table E.2: Non-student control
« Previous | Contents | Next »