Scottish Government

Glen Bramley, Noah Kofi Karley, James Morgan, Nicole Lederle, Filip Sosenko
School of the Built Environment, Heriot-Watt University

Mark Stephens and Alison Wallace
Centre for Housing Policy, University of York

Mandy Littlewood
Independent Social Researcher

Scottish Government Social Research
2008

ISBN 978 0 7559 7335 4 (Web only publication)

This document is also available in pdf format (1.1Mb)

Contents

Executive Summary

1. Introduction
2. Policy Review
3. Role and Purpose of Scheme
4. Scale of Activity and Need
5. Profile and Experience of Applicants
6. Administration of Scheme
7. Lenders, Debt and Advice
8. Landlords, Rents and Repairs
9. Costs and Value for Money
10. Shared Equity and Other Options
11. Synthesis of Findings
12. Recommendations

References
Appendices