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Debt and the Consequences: Important information to help you deal with your creditors and debt

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You can use the following pages to record your income and expenditure and your debts. This will come in handy when you speak to a money adviser.

Household Income and Expenditure

Income

£

Expenditure

£

Wages - net -
In your hand

Mortgage or Rent

Partner's Wages

Endowment Policy

Income Support

Secured Loan

Jobseekers Allowance

Service charges

Tax Credits

Home Insurance

Child Benefit

Life Assurance

DLA / Attendance
Allowance

Gas

Carer's Allowance

Electricity

Other state benefits

Council Tax

Pension

Children costs

Maintenance paid to you

Prescriptions and health costs

Other income

Travel

Total Income

Total Expenditure

Household Income and Expenditure

Income

£

Expenditure

£

Fines

School meals

Work-related expenditure

Maintenance you pay to someone else

Telephone

TV licence

Hire purchase

Other loans and credit cards

Food and housekeeping

Clothes and shoes

Children's activities

Sport and leisure

Other expenditure

Total Income

Total Expenditure

Use these pages to list your debts. It will help when you speak to a money adviser.

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Page updated: Thursday, August 21, 2008