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Listen
1. Why should I read this booklet?
Many people have problems with their debts. This booklet is designed to help you:
- find where to go for money advice;
- identify options for managing your debts;
- work out what you can do about your debts;
- understand what action your creditors (people you owe money to) can take to recover their money; and
- understand the consequences of not paying your debts.
Free help and advice is available to help you deal with your debt.
A money adviser can talk through your debt problems and work with you to try to improve your situation.
This booklet directs you to possible solutions for your debt problems and gives you contact details of organisations that can help.
You can also consult a solicitor. The solicitor may charge a fee but, depending on your circumstances, you may be able to get legal aid. The solicitor may also give you an initial interview free of charge.
Don't ignore your debts. With help and advice, you may be able to improve things. |
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