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Table 6.63: Use of credit to borrow money in the past 12 months by gender and age
Column percentages, 2005/2006 data
Households
| Male | Female | 16 to 24 | 25 to 34 | 35 to 44 | 45 to 59 | 60 to 74 | 75 plus | All |
|---|
Bank overdraft | 13 | 11 | 24 | 23 | 19 | 12 | 4 | 1 | 12 |
|---|
Loan from bank, building society or credit union | 10 | 7 | 7 | 14 | 14 | 10 | 3 | 1 | 9 |
|---|
Loan from a finance company | 3 | 3 | 6 | 6 | 5 | 4 | 1 | 0 | 3 |
|---|
Loan from a money lender or 'tally man' | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | 0 |
|---|
Loan from friend or relative | 2 | 3 | 11 | 6 | 4 | 2 | 0 | 0 | 3 |
|---|
Loan, or advance on wages, from employer | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | 0 |
|---|
A ( DSS) Social Fund loan | 1 | 3 | 7 | 4 | 3 | 2 | 1 | 0 | 2 |
|---|
Cheque-cashing service | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
|---|
Pawnbroker | 0 | 0 | 1 | 0 | 0 | 0 | 0 | - | 0 |
|---|
Other borrowing | 1 | 1 | 2 | 1 | 1 | 1 | 0 | 0 | 1 |
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None of these | 72 | 73 | 53 | 55 | 61 | 70 | 87 | 94 | 72 |
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Refused | 4 | 4 | 2 | 2 | 3 | 5 | 4 | 4 | 4 |
|---|
Base | 18,414 | 12,585 | 1,277 | 3,945 | 6,097 | 8,786 | 6,932 | 3,962 | 30,999 |
|---|
Columns may add up to more than 100% due to multiple response
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