The Scottish Government

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ISBN 978 0 7559 5439 1
This document is also available in pdf format (128k)

Contents

Contents

Help yourself deal with your debt

How to use this booklet

1. Flowchart - pointing you in the right direction

2. Having problems meeting your debts?

3. Had a default notice from creditors?

4. Being taken to court?

5. Council tax debt/water charges and other local government debts

6. What can happen to you if you don't pay your debts?
a. When can money be taken from my wages, salary or bank account?
b. Rent and mortgage arrears
c. Attachment
d. Exceptional Attachment Orders

7. Your rights if a creditor goes too far

National Contact Details

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