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Annex 3: Household Debt and Material Deprivation Questions Introduced to the Family Resources Survey
Household debt questions
Sometimes people are not able to pay every bill when it falls due. May I ask, are you up-to-date with the following bills, or are you behind with any of them?
1. Behind with the electricity bill
2. Behind with the gas bill
3. Behind with other fuel bills like coal or oil
4. Behind with council tax
5. Behind with insurance policies
6. Behind with telephone bills
7. Behind with television / video rental or HP
8. Behind with HP payments
9. Behind with water rates
10. Not behind with any of these
Note: Category 6 asks about telephone bills. This includes both mobile and fixed line telephones
Material Deprivation questions
These questions ask about the sorts of things that some families/people have, but which many people have difficulty finding the money for:
If there any dependent children in the Benefit unit, the following questions are asked about child deprivation:
Q1
For the next question please just answer yes or no.
Does your child have/do your children have an outdoor space or facilities nearby where they can play safely?
'Nearby' and 'safely' are respondent's own interpretation
Yes
No
Q2
And are there enough bedrooms for every child of 10 or over of a different sex to have their own bedroom?
THIS IS RESPONDENT'S OWN INTERPRETATION
1. Child(ren) has/have this
2. Child(ren) would like to have this but we can't afford this at the moment
3. Child(ren) do not want/need this at the moment
4: (Does not apply)
Q3
Does your child/do your children have celebrations on special occasions such as birthdays, Christmas or other religious festivals?
THIS IS RESPONDENT'S OWN INTERPRETATION
1. Child(ren) has/have this
2. Child(ren) would like to have this but we can't afford this at the moment
3. Child(ren) do not want/need this at the moment
4: (Does not apply)
Q4
Does your child have/do your children have leisure equipment such as sports equipment or a bicycle?
THIS IS RESPONDENT'S OWN INTERPRETATION
1. Child(ren) has/have this
2. Child(ren) would like to have this but we can't afford this at the moment
3. Child(ren) do not want/need this at the moment
4: (Does not apply)
Q5
Does your child have/do your children have a family holiday way from home for at least one week a year?
THIS IS RESPONDENT'S OWN INTERPRETATION
1. Child(ren) has/have this
2. Child(ren) would like to have this but we can't afford this at the moment
3. Child(ren) do not want/need this at the moment
4: (Does not apply)
Q6
Does your child/do your children do a hobby or leisure activity?
THIS IS RESPONDENT'S OWN INTERPRETATION
1: Child(ren) do this
2: Child(ren) would like to do this but we cannot afford this at the moment
3: Child(ren) do not want / need this at the moment
4: [Does not apply]
Q7
Does your child/do your children go swimming at least once a month?
THIS IS RESPONDENT'S OWN INTERPRETATION
1: Child(ren) do this
2: Child(ren) would like to do this but we cannot afford this at the moment
3: Child(ren) do not want / need this at the moment
4: [Does not apply]
Q8
Does your child/do your children have friends around for tea or a snack once a fortnight?
THIS IS RESPONDENT'S OWN INTERPRETATION
1: Child(ren) do this
2: Child(ren) would like to do this but we cannot afford this at the moment
3: Child(ren) do not want / need this at the moment
4: [Does not apply]
If there are any dependent children who are over 6 years of age or under 6 and attend primary school or any private or independent school, the following question is asked:
Q9
Does/Do (name(s)) go on school trips?
THIS IS RESPONDENT'S OWN INTERPRETATION
1: Child(ren) do this
2: Child(ren) would like to do this but we cannot afford this at the moment
3: Child(ren) do not want / need this at the moment
4: [Does not apply]
If there are any dependent children who are under 6 years of age and do not attend primary school or any private or independent school, the following question is asked:
Q 10
Does/do (name(s)) go to toddler group/nursery/playgroup at least once a week?
THIS IS RESPONDENT'S OWN INTERPRETATION
1: Child(ren) do this
2: Child(ren) would like to do this but we cannot afford this at the moment
3: Child(ren) do not want / need this at the moment
4: [Does not apply]
For each of the following things, please tell me the option which best explains whether (you and your family/ you and your partner/ you) have it or not.
Q11
Do you (and your family/ and your partner) have enough money to keep your home in a decent state of decoration?
THIS IS RESPONDENT'S OWN INTERPRETATION
1: We/I have this
2: We/I would like to have this but cannot afford this at the moment
3: We/I do not want / need this at the moment
4: [Does not apply]
Q12
And do you have a hobby or leisure activity?
THIS IS RESPONDENT'S OWN INTERPRETATION
1: I have this
2: I would like to have this but cannot afford this at the moment
3: I do not want / need this at the moment
4: [Does not apply]
Q13
Do you [and your family/and your partner] have a holiday away from home for at least one week a year, whilst not staying with relatives at their home?
THIS IS RESPONDENT'S OWN INTERPRETATION
1: We/I have this
2: We/I would like to have this but cannot afford this at the moment
3: We/I do not want / need this at the moment
4: [Does not apply]
Q14
Do you (and your family/and your partner) have household contents insurance?
THIS IS RESPONDENT'S OWN INTERPRETATION
1: We/I have this
2: We/I would like to have this but cannot afford this at the moment
3: We/I do not want / need this at the moment
4: [Does Not apply]
Q15
Do you (and your family/and your partner) have friends or family around for a drink or meal at least once a month?
THIS IS RESPONDENT'S OWN INTERPRETATION.
1: We/I have this
2: We/I would like to have this but cannot afford this at the moment
3: We/I do not want / need this at the moment
4: [Does not apply]
Q16
Do you (and your family/and your partner) make regular savings of £10 a month or more for rainy days or retirement?
THIS IS RESPONDENT'S OWN INTERPRETATION
1: We/I do this
2: We/I would like to do this but cannot afford this at the moment
3: We/I do not want / need this at the moment
4: [Does not apply]
Q17
Do you have two pairs of all weather shoes for [Name of all adults in Benefit unit]?
THIS IS RESPONDENT'S OWN INTERPRETATION
1: We/I have this
2: We/I would like to have this but cannot afford this at the moment
3: We/I do not want / need this at the moment
4: [Does not apply]
Q18
Do you (and your family/and your partner) replace any worn out furniture?
THIS IS RESPONDENT'S OWN INTERPRETATION
1: We/I do this
2: We/I would like to do this but cannot afford this at the moment
3: We/I do not want / need this at the moment
4: [Does not apply]
Q19
Do you (and your family/and your partner replace or repair major electrical goods such as a refrigerator or a washing machine, when broken?
THIS IS RESPONDENT'S OWN INTERPRETATION
1: We/I do this
2 : We/I would like to do this but cannot afford this at the moment
3: We/I do not want / need this at the moment
4: [Does not apply]
Q20
Do you have a small amount of money to spend each week on yourself (not on your family)?
THIS IS RESPONDENT'S OWN INTERPRETATION
1: I have this
2: I would like to have this but cannot afford this at the moment
3: I do not want / need this at the moment
4: [Does not apply]
Q21
For the next question, please just answer yes or no. In winter, are you able to keep this accommodation warm enough?
1: Yes
2: No
3: (Does not apply)
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