We wish to thank a number of people for their advice, guidance and constructive criticism throughout the project, particularly Frauke Sinclair, Sinéad Power and Richard Evans of the Development Department; Kay Barton, Lisa Wallace, Robbie Clyde, Catriona McKay, Dave Watson and Abigail Bremner from the Social Inclusion Division at the Scottish Executive; Professor Gill Scott, Maggie Kelly and Kate Lindsay of the Scottish Poverty Information Unit and members of the Research Advisory Group for the project:
Anne-Marie Dorrian - Scottish Executive: Justice Department Analytical Services Division
Michael Young - Scottish Executive: Office of the Chief Economic Adviser
Beccy Reilly - Citizens Advice Scotland
Richard Gass - COSLA/Glasgow City council
Carol Parker - South Ayrshire Council
Sylvia Korn - Scottish Executive: Social Inclusion Division
The authors would like to extend their thanks to the staff, managers and stakeholders in the money advice projects and at Jobcentre Plus for their input, insights and practical help. Finally, we would like to thank all those who have taken part in interviews including advice workers, stakeholders and staff in other services, but particularly the money advice service users who gave their time, experiences and views at what were often challenging times in their lives.