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Statistical Bulletin: Housing Series: HSG/2005/4: Housing trends in Scotland: quarter ending 31 March 2005

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Mortgages at completion stage: 1995 to 31 March 2005 (Table 5)

Period

Number of loans (000s) 1

Mix-adjusted House Price Index 2002=100 2

All purchasers

Percentage of first time purchasers

Average house price (£)

Percentage of price advanced 3

Average recorded income (£)

1995

53

77

53,143

76

20,928

54

1996

65

79

56,674

75

21,877

50

1997

74

84

57,883

75

22,450

50

1998

72

89

63,585

75

24,151

52

1999

83

91

69,312

75

25,936

50

2000

78

93

69,961

77

26,877

49

2001

86

97

73,570

76

28,495

41

2002

94

110

76,877

73

30,236

30

2003

84

125

95,006

67

31,945

20

2004

84

151

118,932

68

34,080

22

2003 1st Qtr

16

113

78,734

64

29,489

24

2003 2nd Qtr

20

122

89,309

63

31,733

23

2003 3rd Qtr

23

130

103,905

70

33,353

18

2003 4rd Qtr

25

136

108,076

72

33,206

18

2004 1st Qtr

20

140

110,886

69

33,939

20

2004 2nd Qtr

25

150

114,240

68

33,471

17

2004 3rd Qtr

24

157

124,917

67

34,180

23

2004 4th Qtr

18

159

125,683

67

34,729

24

2005 1st Qtr

12

160

124,494

66

35,161

23

Source: Survey of Mortgage Lenders, Council of Mortgage Lenders and the Office of the Deputy Prime Minister.
Notes: Figures since 1993 have been revised, substantially in some cases, due to changes in methodology (see notes and definitions). Due to rounding, the total shown may not be equal to the sum of constituent parts. The relatively small sample sizes and effects of seasonality mean that quarter on quarter changes should be interpreted with caution. Figures from 2002 Q2 onwards are based on an increased sample size.
1. The numbers of loans are estimated by applying the house purchasing activity rate for England and Wales to the estimated privately-owned housing stock in Scotland (see notes and definitions).
2. The House Price Index was revised in 2003 (see notes and definitions).
3. The percentage of price advanced has been revised. Percentages are now calculated on a case-by case basis and then averaged. Previously the percentages were derived on the overall average price and advance.
4. The average recorded income figure for 2002 Qtr 2 to 2003 Qtr 2 have been revised as they were based on a 5% sample. The revised figures are based on enhanced sample size.

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Page updated: Tuesday, August 30, 2005