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Statistical Bulletin HSG/2004/4: Housing Trends in Scotland: quarters ending 31 December 2003 and 31 March 2004
Mortgages at completion stage: 1994 to 31 March 2004 | Table 5 |
Period | Number of loans (000s) 1 | Mix-adjusted House Price Index 2002=100 2 | All purchasers | Percentage of first time purchasers |
Average house price () | Percentage of price advanced 3 | Average recorded income () 4 |
1994 | na | 76 | 50,651 | 75 | 19,928 | 57 |
1995 | 53 | 77 | 53,143 | 76 | 20,928 | 54 |
1996 | 65 | 79 | 56,674 | 75 | 21,877 | 50 |
1997 | 74 | 84 | 57,883 | 75 | 22,450 | 50 |
1998 | 72 | 89 | 63,585 | 75 | 24,151 | 52 |
1999 | 83 | 91 | 69,312 | 75 | 25,936 | 50 |
2000 | 78 | 93 | 69,961 | 77 | 26,877 | 49 |
2001 | 86 | 97 | 73,570 | 76 | 28,495 | 41 |
2002 | 94 | 110 | 77,655 | 73 | 28,669 | 30 |
2003 | 81 | 125 | 103,641 | 67 | 31,945 | 20 |
2002 1st Qtr | 18 | 100 | 68,336 | 72 | 26,966 | 31 |
2002 2nd Qtr | 23 | 109 | 80,788 | 75 | 30,651 | 27 |
2002 3rd Qtr | 27 | 114 | 85,554 | 73 | 31,677 | 30 |
2002 4th Qtr | 26 | 117 | 87,893 | 72 | 31,650 | 31 |
2003 1st Qtr | 15 | 113 | 97,139 | 64 | 29,489 | 24 |
2003 2nd Qtr | 20 | 122 | 105,443 | 63 | 31,733 | 23 |
2003 3rd Qtr | 21 | 130 | 103,905 | 70 | 33,353 | 18 |
2003 4rd Qtr | 25 | 136 | 108,076 | 72 | 33,206 | 18 |
2004 1st Qtr | .. | 140 | 110,886 | 65 | 33,939 | 20 |
Source: Survey of Mortgage Lenders, Council of Mortgage Lenders and the Office of the Deputy Prime Minister.
Notes: Figures since 1993 have been revised, substantially in some cases, due to changes in methodology (see notes and definitions). Due to rounding, the total shown may not be equal to the sum of constituent parts. The relatively small sample sizes and effects of seasonality mean that quarter on quarter changes should be interpreted with caution. Figures from 2002 Q2 onwards are based on an increased sample size.
1. The numbers of loans are now estimated by applying the house purchasing activity rate for England and Wales to the estimated privately-owned housing stock in Scotland (see notes and definitions).
2. The House Price Index was revised in 2003 (see notes and definitions).
3. The percentage of price advanced has been revised. Percentages are now calculated on a case-by case basis and then averaged. Previously the percentages were derived on the overall average price and advance.
4. Revised June 2004.
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