Scotland's People - Results from the 2003 Scottish Household Survey Annual Report

Scotland's People
Results from the 2003 Scottish Household Survey Annual Report

Table 6.35: Net annual household income by household type
Column percentages, 2003 data Households

	Single adult	Small adult	Single parent	Small family	Large family	Large adult	Older smaller	Single pensioner	All
0 - 6,000	16	4	4	1	2	3	6	22	8
6,001 - 10,000	26	8	30	4	4	9	24	47	20
10,001 - 15,000	29	12	38	10	13	15	32	22	21
15,001 - 20,000	18	17	17	14	14	17	18	5	15
20,001 - 25,000	6	18	6	18	16	18	9	2	11
25,001 - 30,000	3	15	3	18	15	13	5	1	9
30,001 - 40,000	2	16	1	23	23	16	4	0	10
Over 40,000	1	11	1	12	13	9	2	0	6
Total (Income known)	100	100	100	100	100	100	100	100	100
Base	2,203	2,455	811	2,043	1,016	1,402	2,119	2,320	14,369

Table 6.36: Net annual household income by marital status of Highest Income Householder
Column percentages, 2003 data Households

	Married	Cohabiting (living together)	Single/ never been married	Widowed	Divorced	Separated	All
0 - 6,000	2	2	14	22	13	10	8
6,001 - 10,000	9	6	28	45	32	26	20
10,001 - 15,000	16	12	30	22	31	32	21
15,001 - 20,000	16	18	16	6	16	20	15
20,001 - 25,000	16	21	6	2	5	7	11
25,001 - 30,000	14	17	3	1	2	3	9
30,001 - 40,000	17	16	2	0	1	2	10
Over 40,000	10	10	1	1	1	0	6
Total (Income known)	100	100	100	100	100	100	100
Base	7,187	990	2,363	2,042	1,166	621	14,369

Table 6.37: Net annual household income by sex of Highest Income Householder
Column percentages, 2003 data Households

	Male	Female	All
0 - 6,000	6	13	8
6,001 - 10,000	14	29	20
10,001 - 15,000	18	25	21
15,001 - 20,000	16	13	15
20,001 - 25,000	14	7	11
25,001 - 30,000	12	5	9
30,001 - 40,000	13	6	10
Over 40,000	8	3	6
Total (Income known)	100	100	100
Base	8,808	5,561	14,369

Table 6.38: Whether respondent or partner has any savings or investments by net annual household income
Column percentages, 2003 data Households

	0 - 6,000	6,001 - 10,000	10,001 - 15,000	15,001 -20,000	20,001 - 25,000	25,001 - 30,000	30,001 -40,000	Over 40,000	All (income known)
Yes	41	42	47	54	63	71	74	87	56
No	48	52	46	38	30	22	19	10	37
Refused	10	6	6	7	7	7	6	2	7
Don't know	1	0	0	1	1	1	1	1	1
Total	100	100	100	100	100	100	100	100	100
Base	1,236	2,823	2,960	2,108	1,657	1,282	1,443	860	14,369

Table 6.39: Whether respondent or partner has any savings or investments by household type
Column percentages, 2003 data Households

	Single adult	Small adult	Single parent	Small family	Large family	Large adult	Older smaller	Single pensioner	All
Yes	45	63	21	58	51	60	62	53	54
No	47	29	74	36	42	32	25	35	37
Refused	7	7	5	6	6	8	12	11	8
Don't know	0	1	0	1	1	1	1	1	1
Total	100	100	100	100	100	100	100	100	100
Base	2,341	2,512	844	2,062	1,024	1,429	2,235	2,430	14,877

Table 6.40: Whether respondent or partner has any savings or investments by local authority grouping
Row percentages, 2003 data Households

	Yes	No	Refused	Don't know	Total	Base
Edinburgh	56	35	9	0	100	1,184
Glasgow	35	47	17	1	100	1,570
Fife	61	32	6	1	100	1,000
North Lanarkshire	42	50	8	0	100	856
South Lanarkshire	59	33	7	1	100	785
Highlands and Islands	61	32	6	0	100	2,060
Grampian	67	27	5	1	100	1,211
Tayside	51	39	9	1	100	1,074
Central	63	31	5	1	100	938
Dunbartonshire	57	33	9	1	100	491
Renfrewshire and Inverclyde	59	35	5	0	100	1,031
Ayrshire	46	48	6	0	100	973
Lothians	54	35	10	0	100	962
Southern Scotland	62	32	6	1	100	742
Scotland	54	37	8	1	100	14,877

Table 6.41: Whether respondent or partner has any savings or investments by year
Column percentages, 1999-2003 data Households

	1999	2000	2001	2002	2003
Yes	53.5	52.7	52.7	53.8	54.2
No	40.0	40.2	39.8	37.3	37.0
Refused	6.0	6.6	6.9	8.0	8.1
Don't know	0.5	0.5	0.6	0.9	0.7
Total	100	100	100	100	100
Base	14,654	15,545	15,557	15,072	14,877

Table 6.42: Amount of savings and investments by net annual household income
Column percentages, 2003 data Households with any savings/investments

	0 - 6,000	6,001 - 10,000	10,001 - 15,000	15,001 -20,000	20,001 -25,000	25,001 - 30,000	30,001 - 40,000	Over 40,000	All (income known)
Under 1,000	31	29	30	25	19	15	10	5	21
1,000 - 4,999	26	30	26	28	27	30	28	15	26
5,000 - 9,999	12	16	14	12	20	18	21	13	16
10,000 - 15,999	6	8	9	10	10	12	11	12	10
16,000 - 29,999	10	6	8	11	8	8	13	16	10
30,000 - 74,999	9	7	9	9	8	10	10	19	10
75,000 or more	7	4	4	6	8	8	7	20	7
Total	100	100	100	100	100	100	100	100	100
Base	338	879	1,075	854	774	665	757	602	5,944

Table 6.43: Amount of savings and investments by household type
Column percentages, 2003 data Households with any savings/investments

	Single adult	Small adult	Single parent	Small family	Large family	Large adult	Older smaller	Single pensioner	All
Under 1,000	29	18	56	20	24	17	11	23	21
1,000 - 4,999	26	25	24	35	28	25	19	28	27
5,000 - 9,999	15	17	10	17	15	20	15	15	16
10,000 - 15,999	8	10	3	9	10	12	11	9	10
16,000 - 29,999	11	10	3	9	11	10	11	9	10
30,000 - 74,999	7	11	1	7	7	10	17	10	10
75,000 or more	4	10	4	3	5	6	15	7	7
Total	100	100	100	100	100	100	100	100	100
Base	882	1,180	167	931	401	592	920	925	5,998

Table 6.44: Whether respondent or partner has a bank or building society account by household type
Column percentages, 2003 data Households

	Single adult	Small adult	Single parent	Small family	Large family	Large adult	Older smaller	Single pensioner	All
Yes	83	94	77	94	92	94	89	84	89
No	12	3	18	3	5	3	6	10	7
Refused	5	3	5	2	3	3	6	6	4
Total	100	100	100	100	100	100	100	100	100
Base	2,341	2,512	844	2,062	1,025	1,429	2,235	2,432	14,880

Table 6.45: Whether respondent or partner has a bank or building society account by local authority grouping
Row percentages, 2003 data Households

	Yes	No	Refused	Total	Base
Edinburgh	93	5	3	100	1,184
Glasgow	71	16	13	100	1,570
Fife	96	3	1	100	1,000
North Lanarkshire	84	11	5	100	856
South Lanarkshire	88	7	5	100	785
Highlands and Islands	94	4	2	100	2,060
Grampian	95	3	2	100	1,211
Tayside	93	5	2	100	1,075
Central	94	6	1	100	938
Dunbartonshire	88	5	7	100	491
Renfrewshire and Inverclyde	86	10	3	100	1,031
Ayrshire	89	8	3	100	974
Lothians	91	5	4	100	963
Southern Scotland	93	4	3	100	742
Scotland	89	7	4	100	14,880

Table 6.46: Whether respondent or partner has a bank or building society account by net annual household income
Column percentages, 2003 data Households

	0 - 6,000	6,001 - 10,000	10,001 - 15,000	15,001 - 20,000	20,001 - 25,000	25,001 - 30,000	30,001 - 40,000	Over 40,000	All (income known)
Yes	81	82	88	93	96	98	98	99	90
No	13	16	10	4	1	0	0	0	7
Refused	5	3	3	3	2	2	2	1	3
Total	100	100	100	100	100	100	100	100	100
Base	1,236	2,823	2,960	2,108	1,657	1,282	1,443	860	14,369

Table 6.47: Whether respondent or partner has a bank or building society account by year
Column percentages, 1999-2003 data Households

	1999	2000	2001	2002	2003
Yes	85.8	86.1	86.7	87.6	88.7
No	11.8	11.6	11.0	8.6	7.0
Refused	2.4	2.3	2.3	3.8	4.2
Total	100	100	100	100	100
Base	14,654	15,545	15,566	15,073	14,880

Table 6.48: Whether household has insurance by whether respondent or partner has a bank or building society account
Column percentages, 2003 data Households

	Yes	No	Refused	All
Home contents and building insurance	67	8	52	62
Home contents insurance only	20	24	22	20
Building insurance only	1	1	0	1
Neither	11	63	16	15
Don't know	1	4	9	1
Total	100	100	100	100
Base	13,300	992	585	14,877

Please note that these figures are not directly comparable to previous years owing to improvements to the questionnaire scripting.

Table 6.49: Whether household has insurance by tenure
Column percentages, 2003 data Households

	Owned outright	Buying with help of loan/mortgage	Rent - Local Authority/ Scottish Homes	Rent - Housing Association/ Co-op	Rent - PrivateLandlord	Other	All
Home contents and building insurance	95	96	-	-	-	-	62
Home contents insurance only	2	1	57	54	51	72	20
Building insurance only	2	2	-	-	-	-	1
Neither	1	1	41	43	41	23	15
Don't know	0	0	2	3	8	5	1
Total	100	100	100	100	100	100	100
Base	4,202	5,581	2,999	931	888	276	14,877

Please note that these figures are not directly comparable to previous years owing to improvements to the questionnaire scripting.

Table 6.50: Whether household in rented tenures have contents insurance by year
Column percentages, 1999-2003 data Households in rented tenures

	1999	2000	2001	2002	2003
Yes	59.3	60.9	59.2	61.8	56.1
No	38.0	36.8	38.6	35.3	40.4
Don't know	2.7	2.2	2.1	2.9	3.5
Total	100.0	100.0	100.0	100.0	100.0
Base	5,048	5,201	5,024	4,680	4,742

Improvements to the questionnaire script in 2003 may have affected comparisons (previously, tenants may have misreported contents insurance as buildings insurance).

Table 6.51: Whether household has a credit union account by local authority grouping
Row percentages, 2003 data Households

	Yes	No	Refused	Total	Base
Edinburgh	1	97	3	100	1,184
Glasgow	4	83	13	100	1,570
Fife	0	98	1	100	1,000
North Lanarkshire	2	92	5	100	856
South Lanarkshire	3	93	5	100	785
Highlands and Islands	0	98	2	100	2,060
Grampian	1	97	2	100	1,211
Tayside	0	97	2	100	1,074
Central	1	98	1	100	938
Dunbartonshire	7	86	7	100	491
Renfrewshire and Inverclyde	3	93	3	100	1,031
Ayrshire	2	95	3	100	973
Lothians	1	95	4	100	962
Southern Scotland	0	97	3	100	742
Scotland	2	94	4	100	14,877

Table 6.52: Childcare arrangements used, if any, by sex of Highest Income Householder
Column percentages, Q2,3,4 2003 data Children aged 1-15

	Male	Female	All
Registered childminder	14	10	13
Nursery or playgroup	19	11	16
Before school care	13	7	11
After school care	15	10	13
Holiday club/care	14	7	11
Friend	16	11	14
Relative or partner	31	24	28
Other arrangements	13	8	11
None	46	44	45
Base	3,041	1,713	4,754

Columns add to more than 100% since multiple responses allowed.

Table 6.53: Reasons for using childcare
Column percentages, Q2,3,4 2003 data Households that use childcare

	All
To enable self/partner to work	67
For child's development	25
To give self/partner more time to do other things	14
To enable self/partner to work more	5
To earn more money	5
To study/study more	4
To improve own/partner's choice of jobs	1
Health reasons/respite	0
For other reasons	4
Base	1,370

Columns add to more than 100% since multiple responses allowed.

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