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Enforcement of Civil Obligations in Scotland: Analysis of Consultation Responses

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ENFORCEMENT OF CIVIL OBLIGATIONS IN SCOTLAND: ANALYSIS OF CONSULTATION RESPONSES

PART 4 Debtor Protections
PART 4A Time to Pay Arrangements

Yes

No

Total

Q4A.1 Should creditors be offered the option, on lodging their summons, of paying an additional nominal fee to receive, by post, details of any TTPD offer for payment made by the debtor and the debtor's financial circumstances?

Respondents:

Academic Bodies

Advice Sector

7

1

8

Financial and Business Sector

2

2

Legal Sector

8

5

13

Local Authorities

11

2

13

Members of the public

Other

The Scottish Executive

1

1

2

UK Government

Total

29

9

38

Q4A.2 Should application forms for TTPDs be revised to enable debtors to provide more detailed financial information about their financial position?

Yes

No

Total

Respondents:

Academic Bodies

Advice Sector

8

8

Financial and Business Sector

2

2

Legal Sector

12

1

13

Local Authorities

11

11

Members of the public

Other

The Scottish Executive

2

2

UK Government

Total

35

1

36

Q4A.3(a) Should the rules relating to TTPDs be revised to require acceptance to be notified several days prior to the hearing?

Yes

No

Total

Respondents:

Academic Bodies

Advice Sector

7

7

Financial and Business Sector

2

2

Legal Sector

9

3

12

Local Authorities

8

3

11

Members of the public

Other

The Scottish Executive

1

1

UK Government

Total

27

6

33

Q4A.3(b) If so, what period would be appropriate?

Textual response

Q4A.4 (a) Should statutory guidance be introduced to specify the factors which ought to be taken into consideration by the Sheriff in disposing of TTDP and TTPO applications?

Yes

No

Total

Respondents:

Academic Bodies

Advice Sector

8

8

Financial and Business Sector

2

2

Legal Sector

10

3

13

Local Authorities

12

1

13

Members of the public

Other

The Scottish Executive

1

1

UK Government

Total

33

4

37

Q4A.4 (b) If so, should any other factors than those mentioned be taken into account?

Yes

No

Total

Respondents:

Academic Bodies

Advice Sector

6

1

7

Financial and Business Sector

2

2

Legal Sector

8

1

9

Local Authorities

10

2

12

Members of the public

Other

The Scottish Executive

UK Government

Total

26

4

30

Q4A.5 Should a charge for payment served on a debtor who is eligible to apply for a TTPO, and other documents served or intimated to the debtor during the course of diligence, be accompanied by a note explaining TTPOs and an application form for an order?

Yes

No

Total

Respondents:

Academic Bodies

Advice Sector

7

7

Financial and Business Sector

2

2

Legal Sector

11

1

12

Local Authorities

13

13

Members of the public

Other

The Scottish Executive

1

1

UK Government

Total

34

1

35

Q4A.6 Should the absolute rule against the granting of a TTPO to a debtor who has already enjoyed the protection of a TTPD be retained?

Yes

No

Total

Respondents:

Academic Bodies

Advice Sector

5

5

Financial and Business Sector

1

1

2

Legal Sector

7

5

12

Local Authorities

9

4

13

Members of the public

Other

The Scottish Executive

1

1

UK Government

Total

18

15

33

Q4A.7 Should further information and publicity about TTPDs and TTPOs, be included within the Scottish Civil Enforcement Commission's general information and education strategy?

Yes

No

Total

Respondents:

Academic Bodies

Advice Sector

6

6

Financial and Business Sector

1

1

Legal Sector

9

1

10

Local Authorities

12

1

13

Members of the public

Other

The Scottish Executive

1

1

UK Government

Total

29

2

31

Q4A.8 Should the rules regarding representation in applications for time to pay arrangements be the same under the 1987 and 1974 Acts?

Yes

No

Total

Respondents:

Academic Bodies

Advice Sector

6

6

Financial and Business Sector

1

1

2

Legal Sector

10

1

11

Local Authorities

12

12

Members of the public

Other

The Scottish Executive

1

1

UK Government

Total

30

2

32

Q4A. 9 Should similar protections in the 1987 Act, for service by the sheriff clerk of applications for time to pay and lay representation at hearings, be extended to the 1974 Act?

Yes

No

Total

Respondents:

Academic Bodies

Advice Sector

5

5

Financial and Business Sector

2

2

Legal Sector

11

11

Local Authorities

12

12

Members of the public

Other

The Scottish Executive

1

1

UK Government

Total

31

0

31

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Page updated: Monday, April 3, 2006